We have an account with 4 sub-accounts in JALI S.C PLC :
Current Account
Voluntary savings Account
Compulsory savings Account
Term deposit Account
Reimbursement Account
As government policy encourage all Rwandan to save a little money from their income, JALI S.C PLC in the same line encouraged its clients to save 3% from their net Salary for long Term savings which will be remunerated every year and will be used as collateral where necessary. The savings will help also clients for having a big size of loan.
JALI S.C PLC will help develop a culture of saving, to acquire loans and benefit from them in terms of development.
1. Personnel loan : (Loan based on Salary ; Mid-month facility), Consumer, equipment, marriage, school fees, Medical treatment, holiday, buying car Loan.,
2. Business Loan :
Micro-Loans
SME (Small and Medium Enterprise) : Working Capital, Asset finance, Credit line, Overdraft etc.
3. Leasing Loan : Business Car loan (taxis, voiture, Coaster, Motorcycle etc.)
4. Solidarity or Group Loan : Micro credit to different group for financing micro projects generating income
After a period of approximately eight months since official commencement, we have so many clients and some of them have been given different types of loans for self-development.
The reason why we have so many clients in a short period of time, it is because we give out loans at an affordable interest compared to other Microfinance Institutions and we deliver good and quick services.
We provide efficient and effective management services in public transport, bus park Construction and management as well as micro finance.